The Loan Specialist is your point of contact for everything finance related. They will explain interest rates, talk about your finances, and creatively come up with a game plan on how you can get a loan.
The underwriter is the person who verifies all your documents you submit to match them with the application and to make sure everything checks out with the investor's guidelines. The investor/bank is the institution that is giving you the money for a loan. It is crucial that the underwriter has a clean file, we aim to make their job as efficiently as possible.